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Card Counting Hi Lo System
Hi Lo Card Counting System

We recommend, and teach, Hi-Lo. But if you want to do your own research or choose a system tailored to your specific abilities and goals, here is a comparison of the top card counting systems. The Hi-Lo system was the first and most basic counting system that provided the greatest success at playing Blackjack up to that point. Thorp used computers to analyze the game, determining that some cards were beneficial for the dealer while others were more advantageous for the player. The most basic counting system is called “High-Low” or “Hi-Lo”. We would subtract one for every 10-point card, face card (Jack, Queen, King) or Ace we or the dealer receive, and add one for any card with a value of 2-6. Hi-Lo Count Blackjack Strategy. This system is called a ‘balanced system’; if every card in the deck was counted down the balance would be zero. The smaller cards in the deck are given a value of +1 (cards 2-6). The middle cards or “Neutral Cards” 7-9 are given a zero value, or +0. The face cards, or big cards, 10, jack, queen, king, and ace are all given a -1 value. The most commonly used card counting strategy for blackjack is the Hi-Lo counting system. It’s also the most talked about strategy among players and blackjack experts, which was invented by Harvey Dubner in 1963. Since then many people have tried to explain it by publishing books on it, and today you can read about it on the internet.

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Introduction

The Hi-Lo Count is the most widely written about, and in my judgment, the most commonly used card counting strategy. The High-Low was first introduced in 1963 by Harvey Dubner¹. It has since been discussed by just about all the major blackjack writers. In my opinion, the best introductory treatment is in Professional Blackjack by Stanford Wong, and the most detailed coverage is in Blackjack Attack by Don Schlesinger.

How it Works

Following is a brief explanation of how to use the Hi-Lo.

Step 1: Assign a point value to each rank, as follows.

High-Low Point Values

Step 2: Start with a 'Running Count' of zero at the start of the deck/shoe. As cards are revealed, keep adding or subtracting from the Running Count, according to the point system in step 1. Casino games online, free play no download no registration. For example, if the first ten cards to come out of the shoe were 3, 5, K, 7, Q, A, 8, 5, 4, 2, then the running count would be 1 +1 -1 +0 -1 -1 +0 +1 +1 +1 = +2.

Step 3: Divide the running count by the number of decks remaining, to get what is known as the 'True Count.' This is the part that beginning counters hate. You don?t need to be exact. A rough estimate will do, in my opinion. Let's look at example. The running count is +7 and there are about 4 decks left. The true count would be 7/4 = 1.75. Round that up to 2, to keep it simple. The more you play the more you will be comfortable eyeballing this adjustment, without doing any real division in your head. Usually the right play is obvious. In borderline cases only will you need to do this True Count conversion.

Step 4: The greater the true count, the more you should bet. This is where card counting becomes more art than science. Some blackjack books give rigid rules on how this should be done. However, the casino managers have read these books too, and the patterns recommended in earlier books now set off red flags. How you do this should depend on your own style, and how much heat you are getting. It helps avoid heat to keep the ratio of maximum bet to minimum bet to a limit, known as the ?Bet Spread.? Only increasing bets after a win, only decreasing after a loss, and staying the same after a push, makes play look more natural, but at a cost to profitability.

Step 5: For some hands, you will play according to the True Count and a table of 'Index Numbers,' rather than basic strategy. The greater the count, the more inclined you will be to stand, double, split, take insurance, and surrender. For example, the Index Number for a player 15 against a dealer 10 is +4. This means the player should stand if the True Count is +4 or higher, otherwise hit.

The following tables are known as the 'Illustrious 18' and 'Fab 4' respectively.² They appear in Blackjack Attack by Don Schlesinger, and are republished here with permission. These are the most important index numbers to remember. Knowing only these will give the counter 80% to 85% of the value of knowing every index number, based on a six-deck game. The difference is more in single and double-deck games. The lists are given in order of value. If you can?t memorize all of them, start at the top, and work your way down.

Illustrious 18

Order	Play	Index
1	Insurance	+3
2	16 Vs. 10	+0
3	15 Vs. 10	+4
4	10,10 Vs. 5	+5
5	10,10 Vs. 6	+4
6	10 Vs. 10	+4
7	12 Vs. 3	+2
8	12 Vs. 2	+3
9	11 Vs. A	+1
10	9 Vs. 2	+1
11	10 Vs. A	+4
12	9 Vs. 7	+3
13	16 Vs. 9	+5
14	13 Vs. 2	-1
15	12 Vs. 4	0
16	12 Vs. 5	-2
17	12 Vs. 6	-1
18	13 Vs. 3	-2

The player should stand/double/split if the True Count equals or exceeds the Index Number, otherwise hit. The player should take insurance if the True Count is +3 or greater.

Fab 4 Surrenders

Order	Play	Index
1	14 Vs. 10	+3
2	15 Vs. 10	+0
3	15 Vs. 9	+2
4	15 Vs. A	+1

The player should surrender if the True Count equals or exceeds the Index Number.

Card Counting Hi Lo System

A full table of all index numbers can be found in Chapter 3, and Appendix A, of Professional Blackjack by Stanford Wong.

The next table shows some statistics using the High-Low. The blackjack rules this table is based are liberal Vegas shoe, as follows:

Six decks
Dealer stands on soft 17
Surrender allowed
Double after split allowed
Player may resplit to four hands, including aces

To avoid setting off red flags, the simulation increased the bet after a win only, decreased after a loss only, and always stayed the same after a push, except resetting to a minimum bet after a shuffle. The simulation rounded the remaining decks to the nearest half deck, otherwise playing perfectly.

High-Low Statistics

Spread	Penetration	Index Numbers	Player Adv.	Std. Dev.	Avg.Bet
1 to 5	4	I18+F4	0.157%	1.50	1.35
1 to 10	4	I18+F4	0.368%	2.04	1.57
1 to 15	4	I18+F4	0.578%	2.67	1.73
1 to 5	4.5	I18+F4	0.300%	1.60	1.41
1 to 10	4.5	I18+F4	0.587%	2.27	1.68
1 to 15	4.5	I18+F4	0.834%	3.06	1.90
1 to 5	5	I18+F4	0.469%	1.70	1.47
1 to 10	5	I18+F4	0.837%	2.52	1.80
1 to 15	5	I18+F4	1.147%	3.49	2.10
1 to 5	4.5	All	0.313%	1.61	1.41</

Blackjack Counting System Hi Lo